An end-to-end payments platform

The Zact platform
An end-to-end platform, Zact connects directly with payment networks to integrate payment transactions and expenses in real-time. Expenses are mapped to GL codes and reflected in the accounting systems without delays or latency.
A centralized approval workflow and policy engine powers the Zact payments platform to orchestrate card and expense management. Powerful tools are layered on top:

A comprehensive, configurable admin console

The one employee card you need

Automated expense management

Democratizing the Corporate Card
This is not traditional corporate spending. This is a paradigm shift. With no more tacit approval to spend, you can give employees more autonomy with the “one employee card” (Zact 1EC)—the driver of the Zact platform. Imagine immediate control and insight, a world where accounting and employee expenditures are always aligned.
No more “ghost cards” for travel, virtual one-time use hotel cards, or incidental cards. No more untimely reimbursements, reliance on personal credit, abuse of expense policy, reporting delays and reconciliation delays.

Zact 1EC brings three crucial concepts together:
built-in workflow approvals
automatic expense reporting, and
budget-based spend parameters

Zact 1EC brings three crucial concepts together:
built-in workflow approvals
automatic expense reporting and
budget-based spend parameters

Learn more. Download the Zact 1EC data sheet.

Travel & entertainment
Payroll advance
Healthcare costs
Rewards & recognition
Earned wage access…and more
Work-from-home options
New employee package
Zero budget cards

No drudgery. No surprises.
You probably experience it every day: the drudgery of expense reporting, the surprise expenses, the unpleasant remediation of out of policy spend and the long delays before expenses are visible in the accounting systems. We’ve architected a way out of this morass.
With Zact Xpense, transactions are automatically converted to expenses in real-time. Employees simply review an expense and input its purpose. This immediately triggers the approval workflow. Accounting sees “true spend” insight for full control and unmatched flexibility—all within policy and budget constraints.
Real-time Expense Management

Transaction immediately available

Option to add more detailed information

Receipts, if required

Manager approval

ERP integration cost center, project code, etc

Scalable command & control
Scalable for evolving and growing requirements, Zact Central is more than an admin tool, it’s command central for budget, card and user management. Easily input and configure your organization structure with multi-level approval chains. Map expense types, project codes and cost centers to GL codes, automating the expense reporting functions and seamlessly integrating with your accounting systems.
Comprehensive controls from Zact Central
Issue cards for an entire organization or division
Configure one-time and recurring budgets
Manage all card functions with the convenience of the Zact mobile app – no more waiting on hold to report lost, stolen or to block cards

